As Chief Operations Officer, Raphael Safdie is a distinguished expert in loan structures, credit types, and SMA lending, with extensive experience, including his tenure at EY. He brings deep technical, analytical, and strategic expertise in underwriting, credit risk modeling, and financial performance analysis, enabling the creation of sustainable and profitable lending solutions. Renowned for his exceptional negotiation skills and persuasive communication, Raphael serves as a trusted advisor, simplifying complex financial concepts for clients, executives, and partners. His strategic acumen makes him a highly effective and dependable leader in modern lending and credit strategy.